I have been assured a free SBI credit card without any annual charges. But to my regret, I found out later that reality differs entirely from promises. I have been given a health insurance without asking me and without my approval. I recieved a health insurance first. I was surprised and tried to figure out who have sent the insurance. Later after about a month I received a SBI Credit card statment where they charged me Rs. 6000 for Royal SUndaram Health insurance. When I requested to cancel it, customer care executive told I have to pay 2000... read full review »