My wife purchased something from a catalog in Nov 2008. Supposedly she signed up for Shopping Essentials, but she does not recall doing so. For nearly 2 years our Visa was charged $17.95 every month without authorization. This is a total scam and is nothing more than online credit card fraud. I called them this morning and asked for a FULL REFUND. At first they would only offer to cancel the "membership" and refund 1 month. Then they offered 2 months to my wife. I was transferred to a supervisor and told her we want nothing less than a... read full review »