My daughter applied for a private student loan with PNC bank, which uses AES to process their student loan applications. They tell her that she has been approved for the loan, and the next step is to sign the promissory note. Sounds good, right? But wait - they haven't told us the terms of the loan yet. They haven't told us the interest rate. And they want us to sign the note? This is a dispicable business practice, but unfortunately it's just typical of the way these companies run things. Sallie Mae does the same thing, by the... read full review »