xx: your e-mail says I have not finished the application.. xx: Are you there? Josh: What is your email? xx: [email protected] Josh: You'll have to forgive my response time - I am very busy. Josh: You need to complete a 3rd application... the 2nd one has not also expired. xx: why? Josh: You need to complete the application in FULL - including the appraisal. xx: I just got 2nd one couple days ago? xx: What do you mean why?? ---- because you didn't complete it... xx: once I finished application it doe... read full review »