The sales rep told us that we could cancell within 30 days. He said that the state of Hawaii had authorized that non US residents have a 30 day cooling off period and that if we chose to go ahead and we paid the loan off early there would be no penalty. Apparently, timeshares purchased in Hawaii by residents and non-residents have only a 7 day cooling off period and after 30 days if the timeshare is paid off earlier than contracted it will result in a fiancial penalty. We learnt a huge miserable and expensive lesson. Anything informed... read full review »