WHEN DOES IT ALL STOP!! I have been on three separate modifications for a total of 18 months- Feb. 09 through May 2010; and to make matters worse, we were just denied. Citi lost our paperwork 6 months into the processs, removed us from their Citi Mortgage mod. and placed us on the HAMP; all the while we were good borrowers (making our payments on time, jumping through hoops giving them everything they'd ask for even when we knew we just sent it the previous day) being compliant so we wouldn't lose our home. And what do we get... read full review »