My son accepted a credit card offer for a $300.00 limit. he did not use the card, however, when the first bill arrive he had balance of $185.00 fees. My son has a TBI Tramatic Brain Injury, which makes him suspect to using bad judgments. I called the credit card company to demand closure and refund of fees, but they would not talk to me. What can be done to protect the consumer from these types of excessive fees. My son has limited income which consist of social security disability and a part time job. He has other credit card debt which... read full review »