Brought insurance after a very good sales pitch instore at the carphone warehouse. After 3 months the phone was stolen.Contacted the police, barred the phone and contacted the insurance company all in the same afternoon. This was on the 03.07.10. I was told on the phone they needed to liase with police and phone company and I would recieve a replacement /further information within 48 hours - 5 days later...CLAIM DENIED... within the letter it claimed that they had contacted phone company and they had said that I had 'not' barred... read full review »