I checked my bank account after my card was declined, and found out that $99.95 was taken out of my account my this ***ing company. I made the big mistake of applying for a payday loan and when this window popped up about this "card", I backed out of the screen and deleted all my info. Well, they got it anyway and now I'm out the $99, and the NSF fees. After calling them and being told that they will refund my money, which I'm not holding my breath for, they refuse to pay the NSF fees. This place has ruined my Christmas, because now I can't even get some of the things I needed for my kids! I hope they all rot!!! read full review »