I have requested to take out of my bond what is excess so as to complete some building that i am doing. I contacted the Home Loan departmet, completed all the required forms and submitted all the statements and Payslips requirted. bearing in mind i pay some R1000-00 extra each month as when the rate decresese i do not decrease my payment. i have now for 10 weeks not been able to get any joy out the Bank. Again i think this is just the way the SA banking system disregards the clients they have as just numbers and not valued... read full review »