My husband and myself were looking into different loan till pay day options, and this company was one of them.. The next day, there was an Unauthorized debt from this company in the amount of $49.99. Select Platinum Credit is a fruad, and I requested cancellation of the account that day, was told it would be handled, and said monies would be put back into our account, , that was 9/1/10.. it is now 9/8/10. and still no refund.. I called again, this time was told it did not get refunded because my husband is the one that was supposed to cancel it, he did so, so now we have to wait 5 more days, or so they said.. we shall see.. read full review »