My first home I purchased through Standard bank but on a bad rate. They were not willing to budge so I had no choice but to switch to another home finance institution that offered me a lower rate. That was 7 years ago. Now I'm applying again and Standard Bank again will not give me a good rate. Standard Bank is my personal bank, why won't MY BANK give me a better rate than other banks who don't know me? Quote from Standard Bank's Website: 'We understand that buying a house is more than just an investment, but also... read full review »