Stay away from Amerisave. They will rip you off. They are deceptive and should be shut down by the regulators. They waisted hours of my time. This is a high-pressure scam operation. Here is a summary: - I saw a great rate (4.375) on a 30 year loan - I entered all my information online and paid the $35 credit check fee. - I provided full documentation including income, assets, 2nd heloc, etc. - I was preapproved for the loan and then was pressured to pay $625 for an appraisal by the mortgage processor. - I did not pay the... read full review »