i have bought century plus two years back. premium paid once. do not want to pay anymore. is my money lost for ever? Why u r sending letter stating that the policy is lapsed? for a common man lapsed is immediately meant lost. unnecessary family disturbance is created. to create a hype of increasing money in multiplications when policy is sold and latter create a panic that the policy is lapsed is nothing but a trick. mischief will fetch a good repute. i understand that the insurance cover is no more . send letter stating for renewal payment only. no objection. pl respond at the earliest. read full review »