I have called Wells Fargo several times and asked about having my account set up so if anything were to go through and I don't have the funds then they would decline the transacation. They told me the protection the put on there would do this and I wouldn't have an overdraft fee ever. Well, today I forgot about a payment getting Eletronically taken out and apparently there are loop holes in their system for overdrafts because I proceeded to call them about it and see whats up. Both customer service representatives were not... read full review »