Never trust an insurance company...they tell you what you want to hear on their recorded telephonic application but fail to give you the hidden costs which add up to more than your savings...di you know that there is a 1000 rand fee for first time claim?????? and if you are under 25 then there is an additional excess fee on top of your excess?????? I mean ***? If these are legitimate fees then why was it not made known to you upfront in your conversation but in fine print in a contract that you are given after you have already agreed to the... read full review »