I HAD NEVER CONTACTED "MNI*CreditReport.com" AND THEIR NAME STARTED TO APPEAR ON MY ACCOUNT STATEMENT OUT OF BLUE. To solve this problem, I contacted my bank, and got my credit back - but they did the same thing again the very next day. I CHANGED MY CARD# and got the credit back. Then, about a month later, I saw "REVERSE CREDIT FOR DEBIT CARD DISPUTE" on my account. THEY PURSUE THE MONEY THEY ARE NOT ENTITLED TO!!! So I called my bank and requested 3-way call. Eventually, my bank associate assisted me well and... read full review »