i am making a complaint against bay area credit for making rude and nasty phone calls to my wife who is a heart patient they keep calling her about a bill she keeps asking them to send her the bill which they refuse to send she also told them like a 100 times that she has no income i ralph her husband am a 100% total disabled viet nam veteran thats on a fixed income we have stated to them we would pay $25.00 a month untill the bill is paid they keep saying the would make a note of this but they keep calling upsetting her if anything should happen to her because of their call i would like to know if i have legal rights to hold them responsable for it ty read full review »