ACS - CHECK YOUR AMORTIZATION SCHEDULE!!! I've been dealing with ACS since our loans were transfered to them in January, 2006. At least once a year they lose a payment, attributed it to one loan and not the other, and in both cases charge me late fees and contact the credit agencies. We pay our monthly payment directly through our bank on the same date every month - 10 days ahead of the due date. I had proof that my check was sent on 8/4/10 and that it cleared on 8/29/10. But ACS said they had no record of it and I would need to get... read full review »

ACS - CHECK YOUR AMORTIZATION SCHEDULE!!! I've been dealing with ACS since our loans were transfered to them in January, 2006. At least once a year they lose a payment, attributed it to one loan and not the other, and in both cases charge me late fees and contact the credit agencies. We pay our monthly payment directly through our bank on the same date every month - 10 days ahead of the due date. I had proof that my check was sent on 8/4/10 and that it cleared on 8/29/10. But ACS said they had no record of it and I would need to get... read full review »