After our harrowing experience with Citibank, I STRONGLY advise everyone, DON’T GET A CITIBANK CREDIT CARD! This is quite a long read, but I hope you take heed. When we started having financial difficulties, I called Citibank to inquire of any arrangement we can avail of that would allow us to pay my father’s outstanding balance on a reasonable installment basis. But I was told that no such arrangement was available. Failing to make payments for a few months, the account accumulated. Paying only the monthly minimum amount... read full review »