I am a travel agent and have been selling this insurance for many years. They offer a policy which is supposed to be a "perk" for agents that covers all travel for a year. I purchased this in May 2010. I never thought more about it and went ahead and planned a trip for us for October. I got very sick 2 weeks before and only then did they advise me that the policy I purchased does not cover trip cancellation. It begs the questions: HOW IS THIS POLICY A PERK! AND WHY WOULD ANYONE BUY SUCH A POLICY since cancellation is precisely what you... read full review »