I have been working on a loan modification with Vericrest since Jan 2010. It is now October 2010 and I once again have gotten foreclosure papers in the mail. I lost my job and was without work for 11 months. I maintained my payments for 5-6months and then fell behind. In january 2010 I began a new job and called to see how to get back on track. I was told I could catch up all missed payments in a 6 month period. I could not pay double so I asked for other options. I was told loan mod. I was then told it would take 6-8 weeks and asked to submit... read full review »