We got our mortgage from Meritch Mortgage Services in 2001. It was a 15 year, fixed rate loan. When the guy left he took the loan papers claiming he would send me copies of them. I believed him, but never got loan papers. It seemed like things were going okay, I had a coupon book and it looked like money was coming off the principal. Then we received a letter stating that Meritech sold our loan to Saxon Mortgage Services in 2002. Once Saxon took over, everything changed. I couldn't get in touch with them for quite some time. When I... read full review »