I have been using Standard chartered Bank since 5 years and also have a salary account with them. I took a loan by converting credit limit of credit card into cash. I had agreed on auto deduct of installment every month and deduction of final outstanding at end of term. At time of last payout, although there was enough balance in my account to clear out dues only minimum due was cleared by bank on due date. I got SMS notification of deduction around 9 am next morning. Whenever I withdraw cash via ATM I get SMS notification in 30 mins however... read full review »