I found out in April 2010 that there was a $125 outstanding balance at Doubleday Book Club on my credit from 2004. The same day I saw this on my credit report I called the number and even though I believed that I wasn't the one who opened the account (I had moved from Oklahoma that year), I paid it immediately. That was 7 months ago. Right after I paid it, I began getting phone calls from a collection agency about the $125. I had PAID Doubleday and then they sent it to a collection agency AFTER it had been paid. In 7 months and more than... read full review »