I don't care much about the inconvenience. Nor do I really care about the overdraft fee very much. what I do care about is being lied o repeatedly and the holding of funds for no reason. I have been through quite a bit with this bank: First they told me funds were available and then they held them without warning. I gave someone a check thinking that the funds were available. Only to find on Tuesday that were held. The reason I was given was that they were unable to verify the amount with the bank that issued the check. I was told... read full review »