We live in NJ. This is our 3rd flood in 4 years, 2 in the same year by a day. This mortgage company is abosoultely ridiculous and really jerks people around when it comes to getting their insurance settlement. People lives have been devistated and it takes easily 4 - 5 weeks before an adjuster gets you their settlement offer. Our adjuster gave us an advance to continue so we can begin working on our home. We had to than send it to Wells Fargo and as of today almost a month and a week later, we still do not have the advance. Since than they... read full review »