As a foolish, optimistic computer programmer, I decided to open an account online, thinking it would be fast, easy, and I wouldn't have to go into the cold Boston December to do it. So I called an opened up an account. The first person who was assisting me told me I could get the account funded by having my father do an electronic check. I told her I would call him to make sure he was available and call her back. When I did call back: SHE HAD GONE ON VACATION, AND WOULDN'T RETURN FOR A WEEK! So I talked to somebody... read full review »