My son transferred money from Singapore to my account in UK with all details correct according to my monthly account statement. After ten working days I still have not received the money and trying to resolve the situation by phone I have given up. It seems that the BIC number on my statement has been changed without my knowledge, the Halifax has merged or been taken over by RBS, and now they blame the adverse weather conditions !! If I do not have my money by January 1st, I am going to have to travel to UK to visit my Halifax branch and have a punch up. read full review »