The health insurance at Kroger has been set up in such a way that both the insurance company and Kroger's self-insured worker's comp plan are able to deny any and all pain related claims simply by having MED-1000 state that doctor's bills will not be paid because the "accident" was caused by the job at Kroger. After submitting the claim to Kroger HR who never returns phone calls, months later you receive a certified letter stating the claim is denied because you didn't notify your supervisor, you didn't fill... read full review »