I was a Wachovia customer, happy enough truthfully no complaints. I have an overdraft protection on my checking account, this way if I overdraw the overdraft protection kicks in. For many many years I have had this, if I knew I was running into issues, I would transfer money from my overdraft protection to cover checks, usually would only need it for a few days and then I would transfer it back and pay the overdraft account back. The fee for this was $10.00, if I did not pay back within a few days I would be charged similar to a credit card a... read full review »