i was appling for short term loans and got one approve from another company that had nothing what so ever to do with this discount club. they took it upon themselves to take my bank info make an online check and take money out of my account without permission. and i knew they were lying when they said that they had the same computor id cause i have 2 different computors with 2 different lines. now i'm going to the bank and filling out the paperwork charging them with fraud. read full review »