Woke up this morning to see a charge of $49.99 and 2 overdraft fees of $35.00 each. Confused I researched and found a fake check for $49.99 had cleared in my account. I called the number on the check and the lady stated that this was because I signed up for a payday loan. I immediately told them that I never received a loan and never signed up for anything. I was told that I needed to go online and fill out a refund request. I was then told it would take 72 hours to process. I then went to my bank and asked their advice and to find out if... read full review »