This company charged my bank account 24.95 w/o my permission and then tried to say I authorized charges. After investigating, I never applied in the first place to this company and they are supposed to refund the money in 58-10 business days. What sense would it make to apply for a loan but authorize a debit from an account that needs money? Of course its beneficial for them because most banks will pay the fee and the customer doesnt ususally know unless they are careful...24.95 x 100 ppl...one could make alot that way. read full review »