I have a loan, or should I say, I had a loan with American Servicing Company on a property in Santa Ana, California. I started a loan modification a year and half ago. I have been very diligent in sending all required information and documentation. I have maintained a detailed conversation log. I have done everything asked for and on time and I was not able to obtain a modification of my loan. On November 11, 2010 I was asked to re apply for the modification process again because my information was too old and I had been dropped for... read full review »