I NEVER HEARD OF THIS COMPANY AND IT TOOOK 149.95FROM MY BANK AND WHEN I CALLED IT HAD ME DO A 3 WAY CONFERENCE CALL WITH MY BANK TO PRVE THOE MONEY CAME OUT. I PLUS THE BANK ASSOCIATE WAS TOLD IT WOULD BE BACK IN MY BANK WITHIN 24 TO 48 HOURS AND THIS WHAT WAS TOLD TO ME BY REBBECA POLOIE THE SO CALLED ACCOUNT VERIFICATION AGENT THERE AND IT HAS BEEN OVER 5 DAYS AND I HAVE NOT RECIEVED MY REFUND I DONT KNOW WHAT TO DO NEXT. read full review »