I was made a member vide membership ID 2025306 in August 2010 at their Saharaganj, Lucknow, UP, India office.Mr Shashank and Mr Bhaskar explained that after 3 EMIs of Rs.6777/- each, the payment may be stopped till I return from USA by June 2011.Thereafter I may deposit remaining amount in lumpsum without any interest within 12 months from becoming their member. It was also explained that I shall be given a 32" LCD HDTV and Rs.5000/- gift voucher on payment of the 3 EMIs.I promptly did it.The LCD TV and gift voucher has not yet been... read full review »