I purchased a vehicle in March of 2009 using financing from Wachovia Dealer Service. Wells Fargo bought them out about 4 months ago. I lost my Job in July of 2009 and was still making payments up to Nov 2009. I found a Job in Nov but got injured 2 weeks on the job and have been in Disability to this date. I called the bank to tell them what had happened to me and to see if they could reduce the interest of 19.99 to help lower the payment as workers comp doesnt pay much. They stated they could not help me at all unless i make 12 payments first... read full review »