I have been with Oxygen since 2007 and have been a loyal paying customer with minimum claims. Since last year when we heard the news that Oxygen is essentially bankrupt it has been a nightmare. I would prefer to leave the medical aid, but as I fell pregnant, I cannot afford to do so. Not only have they not paid any of my gyneacology bills that I have received since my pregnancy, but after I called the call centre in January 2010 to register for the maternity program, AND WAS TOLD and was sent an e-mail by your staff THAT I GET MATERNITY... read full review »