I am the owner of two businesses. I use my chase credit card. I am late a couple of times but not 0f 30. I have about 60 plus employees. I have been zapped by your 29.9 % interest. In the past 12 months I've payed over $4, 500 in interest and only a little over $1, 500 went on balance. Which is $14 k. You are ripping the public off and it's painful. During these tough times people use these sources for money. Chase Bank uses these tough times to rip off the customers, while chase take 25 billion in tax payers money. lower those rates on people who are having a tough time please. read full review »