I am 26 Nepali man. I have been here in the USA one and half years i came here through DV lottery. When i came to the US i have opened my bank account in a BAnk Of America and after a month some body called me who was talking about insurance. I said no i don't want anything right now 'coz i am new i don't understand what u are talking about but if u have any question send me through mail so that i can read and reply your answer. They called me many times i didn't understand sometimes i didn't pick up their phone . Ok... read full review »