I WAS APPLYING FOR A SHORT TERM PAYDAY LOAN. EVERTHING SEEMED KOSHER UNTIL THE END OF THE APPLICATION WHEN YOU WERE FINALLY ALLOWED TO SEE THE TERMS. ALL OF A SUDDEN THE PAYDAY LOAN APPLICATION TURNED INTO SOME SORT OF CREDIT CARD OFFER BY PURCHASING FROM SOME BUSINESSES I HAD NEVER HEARD OF. THE ONLY OPTIN YOU HAD AT THIS POIN WAS TO CONTINUE THE APPLICATION. THE TERMS INDICATED THEY WOULD CHARGE A ONE TIME FEE FOR MREMBERSHIP, THEN A MONTHLY FEE THEREAFTER UNTIL I OPTED OUT. IT DID NOT SAY HOW YOU OPTED OUT. NOT WANTING TO HAVE ANYTHING ELSE... read full review »