Ok, I work for the modification dept of a large lender and I don't know who half of the customers are that I call daily, but do not complain to me that your acct is in foreclosure because you didn't make your payments. Why on earth would you not make a payment on your mortgage even if someone says not to? I understand you are going through a modification but seriously, if someone says don't make a payment why would you listen? And don't bitch when I ask you nicely to speak w/me I am usually calling for a reason and it i... read full review »