My Husband and I werer reviewing our bank account for taxes when I noticed this 19.95 charge monthly to USA Credit. We have never given our permission to USA to do what they are doing. I see a pages and pages of complaints against this shady operation. Has anyone been successful in get your refund and if so how did you go about it. WARNING WARNING USA CREDIT BAD BAD BAD... STAY CLEAR OF THEM... read full review »