I have a citi bank card and because I travel alot, I set up an auto pay through them about a month or 2 ago and was informed it would take about a month for the auto pays start transacting. A few weeks ago I received a few calls from Citi card informing me of a past due (by a few days) amount due, so I called to make payment. When the rep asked me why I didnt pay on time, I informed him that I was thinking that my auto pay would have been activated by now. He informed me that no, it wasnt activated yet and that I needed to pay. So I set it up... read full review »