I agree with all of the above complaints against AHMSI. They are crooks preying on struggling american homeowners who are trying to save their homes. The attorney general in my state (Ohio) is suing them for fraudulent practice and I can only hope that they go out of business for stealing money out of innocent people's pockets. They may be responsible for me losing my home but I will not give them another penny over my mortgage payment! I have tried to pay my mortgage payment and they continue to send it back to me and now my home is in foreclosure for not paying huge late fees. read full review »