went to H&R in Nov. they were offering a loan. was told when my w-2s ome in i would get a RAC loan also. would get 2000 the day they prepared my taxes the rest the following day. come to find out i wouldnt get no money for over a week. i believe they did the early loan so i would have no choice but to let them do my taxes. i think is bait and switch. or at the least very deceptive read full review »