I tried to pay a bill to "State Farm Specialty Products" - a division of State Farm that does not accept electronic payments. All prior payments went correctly via paper check. But the January 2011 payment was sent by TD Bank (actually a third party that handles their online payments) electronically to State Farm. It was returned since State Farm does not handle Specialty Products bill payments. I called TD and told then NOT to send it electronically, and the payee was reset to paper check. Then I resubmitted payment and it went... read full review »