On September 2nd following a solicitation by said company I contacted the number on their mailer. I spoke with a very nice gentleman, Micah McCarter. He interviewed me for over twenty minutes about my house and financial situation. After taking all of the requested data he mentioned a "software" fee for processing my loan modification paperwork through Bank of America. The fee was $595.00. I was reluctant to pay this fee for two reasons. First, I called this program because I am in financial straits, making a payment like thi... read full review »