I opened an account approximately two years ago. I hardly used the account, and had a balance of approximately $4.52. At some point in October of 2010, US Bank assessed a $5.00 "returned statement fee", that overdrew my account by .48 cents. Even though I had signed up for US Bank alerts, I never recieved an alert, by email or paper. In February of 2011, I recieved an email alert that my address had been changed. When I called the customer service center, imagine my surprise when I was told my account was in collections and I had been... read full review »